Workers' Compensation Assessment

Assessment Introduction

    Page 1

    Welcome to the Workers' Compensation IQRM!

    Workers’ compensation is a process that can feel complicated as you place coverage through an insurance company, comply with their safety recommendations, and follow the rules determined by various rating bureaus. These issues are further complicated with a remote workforce. Then when an employee suffers an injury, there are doctors, claims adjusters plus, sometimes, attorneys to deal with. Lastly, you have to make sure that your classifications, payroll, and experience modification factor are in sync. The IQRM for Workers’ Compensation offers a comprehensive overview of all aspects of the process in simplistic terms and offers best practices for your consideration.

    Please click below to begin a 20 statement survey to gain your organization’s IQRM Effectiveness Risk Audit Score for Workers’ Compensation.

    Question 1

    How effective is your  organization at purchasing workers’ compensation insurance in accordance with state law?

    Question 2

    How effective is the designated individual who has responsibility for oversight of the workers’ compensation program at understanding the state workers’ compensation system(s), and streamlining the process inside of your business?

    Question 3

    How would you rate the specific metrics utilized by the organization for evaluating workers’ compensation performance?

    Question 4

    How effective is your organization at maintaining a formal written workers’ compensation procedure? 

    Question 5

    How effective is the organization’s safety and accident prevention program?

    Question 6

    To what extent does your organization have a formal return to work and injury management program and associated employee training on the program?

    Question 7

    How effective is the organization in maintaining an antifraud policy?

    Question 8

    How effective is the organization in providing an environment where managers, supervisors and employees communication freely on safety issues?

    Question 9

    How effective is your employee orientation training at focusing on equipment use procedures, accident reporting requirements, and workplace safety?

    Question 10

    To what extent are employees provided training at least annually on workplace safety procedures?

    Question 11

    How willing and effective is management at providing necessary resources to achieve a safe performance from employees?

    Question 12

    How effective are the organization's formal policies at addressing how the Family Medical Leave Act (FMLA) will be administered for a workers’ compensation injury?

    Question 13

    How effective is the organization at requiring pre-placement physicals and has American Disability Act (ADA) compliant job descriptions?

    Question 14

    How would you rate the organization’s drug-free workplace policy?

    Question 15

    How would you rate the organization's formal health and wellness program?

    Question 16

    How effective is your organization at having a joint labor and management workplace safety committee?

    Question 17

    How effective is senior management at meeting regularly with its insurance and risk management advisor to discuss strategies for controlling workers’ compensation costs?

    Question 18

    Do you know the minimum experience mod for your business and have a plan that effectively gets your organization there if you have not reached it?

    Question 19

    To what extent do you have a relationship with a workers’ compensation medical provider who understands your business and who can help get injured employees back to work within a reasonable amount of time, in a safe manner?


    Question 20

    How effective is your agent or broker in educating you on which classifications apply to your business?

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